Support local nonprofit journalism that works for you.

Our community-based reporting is made possible by readers just like you. Become a supporter of your local nonprofit news organization today with a tax-deductible donation so we can continue doing the reporting that matters to you.

$
$

Your contribution is appreciated.

To continue reading this article and others for free, please sign up for our newsletter.

Sahan Journal publishes deep, reported news for and with immigrants and communities of color—the kind of stories you won’t find anywhere else.

Unlock our in-depth reporting by signing up for our free newsletter.

Posted inCOMMUNITY VOICES

Anne Leland Clark: Payday loan debts have financially hobbled thousands of Minnesotans. Lawmakers and other elected officials must advocate for reform in lending practices, including interest rate caps.

Commentary: At first, a payday loan may seem innocuous and helpful, a way to relieve the immediate pressure of piled-up bills. But soon their high interest rates ensnare the low-income people they target. Such predatory practices have their roots in racist economic and residential policies. The head of Exodus Lending, a St. Paul nonprofit, pleads for “a change in the system.”